Our Mission

The mission of the Fund is to provide reasonable and competitive benefits as defined in the Fund's rules and taken together with our vision statement and values.


Our Vision

To strive to be at the top of the league by providing good investment performance, an effective administration service and sound governance together with ongoing communication and education of our members.


Our Values

Honesty - Open and transparent.
Empowerment - Member education.
Innovation - At the forefront of developments in the retirement fund industry.

Our Services

What we offer you!

Retirement Planning

Your retirement is a significant milestone and we are here to make the transition to your retirement seamless and easy. If you are retiring soon, the Fund will inform you of the total amount of your retirement benefit. If you do not have this information, you can request it here or by clicking the button below.

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Retirement planning is not a "get rich quick" scheme - it is a long term investment goal. An important aspect of retirement planning is Preservation. You are encouraged to preserve your retirement capital upon resignation or any other reason for withdrawal from the Fund.
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Home Loans

A key objective of retirement funding is to encourage saving to provide for an income replacement in the event of retirement, incapacity or death. Encouraging individual saving is an important objective of government policy and is therefore an objective applied by the Fund. The Fund’s policy is to grant direct housing loans to active DC members.

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Tax treatment of contributions: Tax deduction for contributions limited to 27.5% (of the greater of taxable income or gross remuneration) up to annual limit of R 350 000

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Investment Options

As a member of the Defined Contribution section of the Fund, the investment returns earned by the Fund have a direct impact on the amount of your retirement benefit. Given that this is probably the largest asset you will own, it is worth thinking more about its investments and the risks you face now.

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We understand that keeping you informed is of vital importance. Please click one of the buttons below to see what's available for you to read about your Fund.

News Articles FundTalk



Dedicated Client Consultants

20 Bn

Assets under management


Years of Experience
(Est. 1925)


Beware of little expenses. A small leak will sink a great ship.

Benjamin Franklin

I believe that through knowledge and discipline, financial peace is possible for all of us.

Dave Ramsey

Wealth consists not of having great possessions, but in having few wants.


The way to get rich is to put all your eggs in one basket and then watch that basket.

Andrew Carnegie