Issue 48 - July 2024

• Summary of Two Pots
• Objectives
• What happens on 01 September 2024
• Seed Capital
• Taxation
• Frequently Asked Questions

Issue 47 - June 2024 

• Your Board of Trustees

• What is coming up later this year

• Investment news

• Pensioner news

• Retirement reform- “two pots” system - an update

• Increase in funeral cover

• Retirement fund restructure in local government – update

• Rule Amendments

• General information on investments
  
  
  

Issue 46 - December 2023

• General information on investments
• Your Board of Trustees
• What is coming up early in 2024
• Investment news
• Pensioner news
• Benefit Statements
• Employer contribution rate breakdown
• Retirement reform- “two pots” system - an update
• Retirement fund restructure in local government – update
• Rule Amendments
• Housing Loan interest rate
• General information on investments

Issue 45 - June 2023

• Board of Trustees
• What’s coming up later this year
• Investment News
• Pensioner News
• Budget speech 2023
• Retirement Reform – “Two Pots” System
• Retirement Fund restructure in the local government sector – update
• Housing loan interest rate change
• Longevity risk – how to manage this
• General information on Investments and Fund costs

Issue 44 - December 2022

• Member trustee elections and your
  new Board of Trustees
• What’s coming up later this year
• Investment News
• Distribution of pensioner surplus
• DB in-service members surplus
  distribution
• Retirement Reform – “Two Pots”
  System
• Flexible Group Life Cover
• Rule Amendments
• Housing loan interest rate change
• Retirement versus Resignation –
  important points to note
• Dread Disease Cover
• General information on
  Investments and Fund costs

Issue 43 - June 2022

• Your Board of Trustees
• What’s coming up later this year
• Investment News
• Pensioner News
• Introduction of Flexible Group
  Life Cover
• Retirement Fund restructuring in
  the local government sector
• Freedom of Association Questions
  & Answers
• Funeral Benefits nomination
  forms – Defined Contribution
  members
• Rule Amendments
• Housing loan interest rate change
• What’s important when shopping
  around for your retirement
• Retirement Reform – National
  Treasury’s discussion papers
• General information on
  Investments and Fund costs

Issue 42 - December 2021

• Board of Trustees at 1 December 2021
• What's coming up early next year
• Investment News
• Pensioner News
• Retirement Fund restructuring in the local government sector
• Employer Contributions
• Flexible Group Life Cover
• Funeral Benefit Nomination Forms
• Annual Benefit Statements
• Rule Amendments
• Housing Loan Interest Rate Change
• General

Issue 41 - June 2021

• Your Board of Trustees
• What's coming up later in the year
• Investment News
• Pensioner News
• Annual General Meeting held February 2021
• The Protection of Personal Information Act
• Retirement Reform
• Rule Amendments
• Investment and Fund Costs

Issue 40 - December 2020

• Your Board of Trustees
• What's coming up next year
• Investment news
• Stable Portfolio
• Prescribed Assets
• Pensioner Increases
• SALGBC Pension Fund restructuring proposals
• Retirement reform
• Housing Loans
• Rule Amendments
• Benefit Statements
• General information

Issue 39 - June 2020

• Events
• Pensioner news
• COVID-19 Temporary relief for Living Annuitants
• 2020 Annual General Meeting
• Housing loan interest rate change
• Rule Amendments
• How to look after your savings in a time of crisis
• Investment news
• General information on Investments and Fund costs

Issue 38 - December 2019

• Member trustee election results and your Board of Trustees
• Pensioner news
• Prescribes Assets
• Investment Manager fees and costs
• Housing loan interest rate
• Retirement planning
• Rule Amendments
• Investment news

Issue 37 - June 2019

• Meet the team
• Your Board of Trustees
• What's coming up this year
• Pensioner news
• Default regulations - update
• Rule Amendments
• Interesting article
• Members who resign before retirement automatically become paid up members
• Investment news
• General information on investments, fund costs, other

Issue 36 - December 2018

• Your Board of Trustees
• Whats coming up next year
• Pensioner news
• Rule amendments
• Annual Benefit statements
• Default Regulations - progress report
• Housing Loan Interest Rate
• Changes to the Life Stage Model
• Changes to offshore asset managers
• Investment news
• General information

Issue 35 - July 2018

• Your Board of Trustees
• 2019 Member Trustee Elections
• What's coming up later this year
• Annual General meeting
• Pensioner News
• Surplus apportionment
• Changes to the Life Stage Model
• The truth regarding the life annuity from the Fund
• Rule Amendments
• Extending benefits to age 65
• Allocation of Employer Contributions
• Housing Loans - chanmges in interest rate
• Default Regulations - progress update
• Investment news
• Interesting Articles
• general Information

Issue 34 - November 2017

• Your board of Trustees
• Whats coming up next year
• Pensioner news
• Change in the Normal Retirement Age
• Extended Group Life Cover and Funeral Cover
• Rule Amendments
• Benefit Statements
• Summary of the Default Regulations
• Housing loans - change in the interest rate
• Disabled Children
• The importance of Preservation
• Additional Voluntary Contributions
• Investment news
• General information

Issue 33 - June 2017

• Annual General Meeting
• Elected Chairperson and Deputy Chairperson
• Future communication and correspondence
• What's coming up later this year
• Pensioner news
• Investment news
• Default Investment Strategy for Living Annuitants
• Rule amendments
• Junk Status - what does this mean
• The importance of Preservation
• Additional Voluntary Contributions
• Documentation required on exiting the Fund
• Death of a Pensioner - documentation required for the continuation of a pension
• Housing Loans
• General information

Issue 32 - December 2016

TABLE OF CONTENTS

• MEMBER TRUSTEE ELECTIONS
• EMPLOYER APPOINTED TRUSTEES
• SUBMISSION OF FUTURE COMMUNICATION TO MEMBERS
• WHATS COMING UP NEXT YEAR
• BENEFIT STATEMENTS
• PENSIONER NEWS
• INVESTMENT NEWS
• RULE AMENDMENTS
• DEFERRED PENSIONERS
• THE IMPORTANCE OF PRESERVING YOUR BENEFITS IF YOU RESIGN
• ADDITIONAL VOLUNTARY CONTRIBUTIONS
• GENERAL INFORMATION

Issue 31 - June 2016

TABLE OF CONTENTS

• ANNUAL GENERAL MEETING – Feedback
• ELECTION OF THE CHAIRPERSON AND DEPUTY CHAIRPERSON
• YOUR BOARD OF TRUSTEES
• PENSIONER NEWS
  • Pensioner Increases granted
  • Distribution of Defined Benefit pensioner surplus
• INVESTMENT NEWS
• HOUSING LOANS - Increase in interest rate
• RULE AMENDMENTS
• UPDATE ON AFRICAN BANK
• TRUSTEE ELECTIONS
• BENEFICIARY NOMINATION FORMS - Proper investigation required
• UPDATE ON RETIREMENT REFORM
• GENERAL INFORMATION

Issue 30 - November 2015

TABLE OF CONTENTS

• YOUR BOARD OF TRUSTEES
• PENSIONER NEWS: Cost of life and living annuities purchased from the Fund
• HOUSING LOANS AND THE CHANGE IN INTEREST RATE
• INVESTMENT NEWS
• CURRENT MARKET TURMOIL – STICK TO YOUR INVESTMENT STRATEGY
• BENEFICIARY NOMINATION FORMS – WHO MUST COMPLETE THESE
• UPDATE ON PENSION REFORM
• RULE AMENDMENTS
• CHECKLIST FOR DIVORCE ORDERS
• OTHER INTERESTING ARTICLES:
  • Should you cash in your pension to pay off your debt?
  • Retirement education drive paying off
• General Information

Issue 29 - June 2015

TABLE OF CONTENTS

• ANNUAL GENERAL MEETING – Feedback
• ELECTION OF CHAIRPERSON & DEPUTY CHAIRPERSON
• 2015 BUDGET OVERVIEW
• PENSIONER NEWS – Increases granted and  special increases
• INVESTMENT NEWS
• ADJUDICATOR DISMISSES HOME LOAN COMPLAINT AGAINST THE CAPE MUNICIPAL PENSION FUND
• OTHER INTERESTING ARTICLES – Badly written divorce orders prevent access to pension assets
• General Information

Issue 28 - November 2014

TABLE OF CONTENTS

• Postponement: Taxation Laws Amendment Act
• Pensioner News
• Investment News
• Changes to the strategic asset allocation and global manager allocation
• Impact of African Bank curatorship
• Overview of the Life Stage Model and member investment choice
• Communication
• Other Interesting Articles
• General Information

Issue 27 - June 2014

TABLE OF CONTENTS

• Annual General Meeting
• Election of Chairperson & Deputy Chairperson
• 2014 National Budget - Changes to Retirement Funds
• Pensioner News
• Investment News
• Housing Loans
• Communication
• Pension vs Debts: How the adjudicator rules
• Other interesting articles - Reforms affecting retirement planning
• General Information

Issue 26 - November 2013

TABLE OF CONTENTS

• Member Trustee Elections
• Investment News
• Appointment of an additional SA equity manager and changes to existing manager allocations
• Communication
• The role of the Pension Funds Adjudicator
• Other interesting articles - your pension choice a worry for government!
• Shari`ah Portfolio
• General Information

Issue 25 - June 2013

• Election of Chairperson and Deputy Chairperson
• Taxation and 2013 Budget Overview
• Pensioner News - increases and special increases
• Investment News
• Communication
• Government's proposed reform for living annuities
• Other interesting articles
• General information

Issue 24 - November 2012

• Trustee News
• Pensioner Increases
• Investment News
• Cash Portfolio - name and mandate change
• You and Your Pension: what the law says
• Housing Loans
• Communication - new improved website
• Retirement Savings Contributions (DC Members)
• General Information

Issue 23 - July 2012

TABLE OF CONTENTS

• AGM Feedback
• Election of Chairperson & Deputy Chairperson
• Introduction to Shari`ah Portfolio
• Pensioner News- Increases
• Investment News
• Divorce Orders - Taxation and the clean break principle
• General information

Issue 22 - October 2011

• New Life Stage Model
• Your Board of Trustees
• Investment News
• Defined Contribution Members - Extra Retirement Savings
• Defined Contribution Members - Surplus Apportionment
• Shari'ah Investment Portfolio
• General Information

Issue 21 - May 2011

• Surplus Apportionment
• Introduction of Low Equity Balanced Portfolio - for DC Members
• Pensioner News - Increases
• Housing Loans - Change in interest rate
• Investment News
• Toc_Item
• Member Trustee, Chairperson and Deputy Chairperson Elections 
• Rule Amendments
• 2011 Budget Overview
• General Information

Issue 20 - August 2010

• Election of Chairperson and Deputy Chairperson
• Member Trustee Election
• Annual General Meeting
• Investment News
• Pensioner News
• 2010 Budget Overview
• Benefit Statements
• Funeral Cover
• General Information